Credit Audit Verification and Restoration:  Included in your membership is representation by an affiliated attorney to challenge the 3 major national credit bureaus and force the removal of derogatory information from your credit report. As a special member benefit, only extended to VCA Members in good standing, our affiliated attorneys will aggressively represent you with NO up front fees nor ongoing monthly fees. Your total legal fees are only $5 per deleted or corrected item per credit report; billed and paid directly to your attorney as a "correction fee"- payable ONLY AFTER YOU ARE NOTIFIED BY THE CREDIT BUREAUS OF YOUR RESULTS.

  Free Legal Advice:  Membership includes a membership into our National Law Club, a national network of over 20,000 attorneys in all 50 states. Most legal problems can be settled with nothing more than a phone call or letter written on your behalf by one of our plan member attorneys. Members are encouraged to embrace the legal system and to make consistent use of our highly qualified attorneys who will help them navigate through life’s unexpected legal matters. Services included at NO CHARGE are unlimited phone consultation, attorney review of legal documents, necessary calls and letters by your attorney, simple wills for you and your family, advice on representing yourself in small claims court and help with government programs; plus discounted fee schedule, contingency fees, and hourly rates.

  Free Tax Advice:  Now members can get all of the answers to their most pressing tax questions at no charge. The MY TAX MAN SERVICE offers advice by real tax experts. It gives you the opportunity to make unlimited phone calls and get prompt accurate answers about all your tax concerns... new tax laws, deductions, forms, dependants, capital gains taxes, etc. Did you miss refund opportunities? HAVE YOUR LAST TWO YEARS TAXES REVIEWED to get a free professional opinion. Guaranteed confidentiality.

  $7,500.00 Secured Credit:   You are automatically approved.

  Second Chance Checking Account:   If you are unable to open a checking account due to poor credit or a derogatory listing in ChexSystems we can help. Your assigned attorney will represent you against ChexSystems and force the removal of your name from their list. We also can direct you to a bank or credit union in your area that does not use ChexSystems verification.

  Additionally, Members have access to an internet bank that will open a checking account for our members:  Funds are FDIC insured up to $100,000. (Debit card is included with the account.)

  FREE Credit Card Search Service:   Conduct an online data base search of all of the banks in the US that offer sub-prime secured, unsecured and partially secured credit cards. We guarantee to have you approved for a minimum of two new credit lines.